In the currency settings you can mark some currencies as private. Then users can only see their own currencies. Users who belong to a usergroup that can see private currencies will be able to see everyone's amounts regardless. Enabling it for regular members essentially makes it pointless to even mark a currency as private.
The Adjust actions allows users to freely raise and decrease the currencies of others without impacting their own amounts. Obviously this power is best for trusted staff groups such as admin, and is that way by default. Owners of vBCredits II Deluxe pro can configure several limits on the Adjust event to perhaps try out some economy where regular users give each other currency like that, but not recommended without a lot of consideration and planning.
In the currency manager you can create a new currency and find vBActivity's Points in the import currency setting. Selecting it will put all the tech details needed to use it in vBCredits, and just save it. Then you can manage that currency like any other, and it will show up in the dropdown at the top. If you wish to completely move to use the vBActivity Points, edit that currency you made and go to the bottom of the page. Select credits from the dropdown and click Transfer. When it is done, everyone will have a combined currency on the Points one, and you can delete the credits currency (any events will need to be redone currently).
Anywhere on your site where currencies are displayed, you can click on the amount to open up the currency popup. On that popup is a link to My Transactions. That takes you to a page with your latest personal transactions, as well as the top users along the side.